【What are the policies for buying a house in Zhongshan City, Guangdong?】”Your Guide to Buying a House in Zhongshan City, Guangdong”

Housing Purchase Restrictions

In 2017, the Zhongshan Municipal Government introduced housing purchase restrictions to curb speculation and stabilize the city’s property market. Under these restrictions, non-local residents are only allowed to buy one residential property in Zhongshan City. Additionally, non-local residents who already own one property in the city are not allowed to buy another. However, local residents can buy multiple properties, but the size of the property they can buy is limited based on the number of family members.

Housing Provident Fund

The housing provident fund is a government-initiated savings scheme aimed at helping residents buy their own homes. In Zhongshan City, both employers and employees contribute to the fund, and the money can be used to buy, build, or renovate a house. The fund is managed by the Zhongshan Housing Provident Fund Management Center, which provides loans to eligible residents at favorable interest rates. To qualify for a loan, you must have contributed to the fund for at least one year.

Property Tax Policy

In 2021, the Zhongshan Municipal Government introduced a property tax policy aimed at regulating the city’s property market. Under this policy, property owners are required to pay a tax of 1.2% on the assessed value of their property. The tax is payable annually and is based on the property’s estimated market value. The policy applies to both residential and commercial properties, but it exempts first-time homebuyers who have owned their property for less than five years.

The policies for buying a house in Zhongshan City

1. Eligibility criteria

To be eligible for buying a house in Zhongshan City, you must meet certain criteria. For example, you must have a valid passport and a residence permit. You must also have a stable source of income that can support your mortgage payments.

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The Official Website Of ZhongShan China

Property Price: Guangdong: Zhongshan

2. Property tax

In Zhongshan City, property tax is levied on the purchase of a property. The tax rate varies depending on the location and value of the property. Generally, the tax rate is around 1% to 3% of the property value.

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Mainland Policies and Measures

Facilitation Measures

3. Down payment

To buy a house in Zhongshan City, you must make a down payment of at least 30% of the property value. The remaining amount can be financed through a mortgage.


Buying a house in Zhongshan City, Guangdong, can be a good investment opportunity, but it is important to understand the policies and regulations that govern the process. Eligibility criteria, property tax, and down payment are some of the important policies that you need to be aware of. By following these policies, you can ensure a smooth and hassle-free buying experience.

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